1. Ph.D. in Economics, University of Valencia (Spain), 1994.

Major Fields: Annuities, Disability, Long-Term Care, Pensions, Retirement, Social Security.

Minor Fields: Taxation, Latin America.

2. B.A. in Actuarial Sciences, Complutense University of Madrid (Spain), 1992.

3. B.A. in Business, University of Valencia (Spain), 1987.

4. First cycle in Business, University of Valencia (Spain), 1985.